Three set-ups, three starting questions
Secondment
Temporarily abroad, employed by you
Starting question: who is the policyholder, and what applies to dependants?
Health insurance during secondment (German)International hiring
New employees in another country
Starting question: what do the employees expect, and what is possible locally? An expectation of benefits does not replace checking local options.
Mobile leadership
Commuting, remote roles, changing locations
Starting question: where is the home base, and how often does it change?
Scope before product: which employee groups, countries and periods are actually affected? A robust process starts with this narrowing down. Only then is it worth looking at options, providers and country questions.
Who should be at the table
| Role | Typical question |
|---|---|
| HR and People | What do the employees expect, and how does that fit our benefits logic? |
| Finance | What cost framework is realistic, and who bears what? |
| Legal and Compliance | What obligations and responsibilities exist in the home and host country? |
| Global Mobility and Operations | What does the process look like before, during and after the assignment? |
You clarify tax, employment and social security law with your specialist advisers. We focus on health cover and on making sure everyone involved talks from the same starting point.
Discovery checklist
The checklist does not replace a legal, tax or product review, but helps you prepare the first conversation.
01 Scope
- Which employee groups?
- Which home and host countries?
- Which periods?
- Which model: secondment, local employment, remote?
02 Timing
- When does the first person start?
- When are extensions or renewals due?
- Which internal deadlines apply?
03 Criteria
- Compliance
- Employee experience
- Feasibility in daily life
- Cost framework
04 Governance
- Who signs off?
- Who is the contact for employees?
- How are decisions documented?
What first contact needs, and what it does not
For a first discovery conversation, the size class of your company, the country clusters concerned, the mobility situation, the time frame and your role are enough.
Please do not send
- Employee lists or names
- Health data
- Contract documents
Related topics
Frequently asked questions
Does Insurance4Expats offer a group solution?
On this page we do not promise any particular group product. Which options come into question for your countries and employee groups, we clarify in the discovery conversation.
Is there one standard for all countries?
No. Country, product and responsibility questions are reviewed for each set-up.
This page provides orientation and does not replace individual advice. The law, your contract terms and the competent authorities are binding.
